Background checks have become faster and more affordable thanks to the rise of digital technology. More employers, educational institutions and landlords than ever before now require background checks before entering into an agreement with an individual. Even those...
Steps to take when debt collection becomes harassment
Debt repayment delays are normal and sometimes, creditors may take initiative and remind you to pay from time to time. However, there's a threshold beyond which a debt collection call can become harassment. Understanding how debt collection harassment happens is...
Can you keep a loved one from becoming a fraud victim after death?
The potential for identity theft doesn’t end when someone dies. In fact, a lot of people take advantage of a person’s death to steal their identity and commit fraud. This can happen within days after a person dies, when loved ones may be shocked, grieving and worrying...
Common types of identity theft
Identity theft occurs when someone obtains, without your knowledge or agreement, personally identifiable information about you, such as your date of birth, address or credit card numbers, with the intent to conduct fraud or other unlawful acts. Unfortunately, many...